This is a PVM template only that I am probably trying to cram too much in but I still wanted to get some opinions. What I have is a mage/bard (magery, med, eval, music, provoke, disc, and peace) and 720 skill points from which to work. If I drop eval and med to 80 so I can 120 the bard skills but add at least 25% SDI and 40% LMC, how much am I hurting myself? All my mages are always GM+ and honestly it has been so long since I have built a new template that I really don't know how significant is the difference between 80 and 100 for these 2 skills. Unfortunately, for some of the higher end monsters, those bard skills need to be 120'd. My suit is not complete and in the end (who knows how long it will take) I am hoping to get some skill jewels to make this work a bit better. Thanks for your input!