This one's a little kooky. I doubt it'll happen but I wanted to say it. For the next expansion, what do you think about a new currency? (call it any name you want but gold will not be accepted on that facet. ) This would mean that insurance would require the new currency on that facet. This is to force players to actually play on the new facet and would create sort of a new game for them within a game. New players will enjoy some balance as there would be a new damage resist. (ie everyone would need a new suit just for that facet. If the new damage resist was called for example psychic suits and weapons. All the new equipment on that facet would have just psychic damage or resist.) Physical, poison, etc etc would not affect any of the new mobs.) New psychic type melee and magery style skills. Penny for your thoughts.