First of all, at least in theory, how many skills can on a ring or bracelet be maxed out to 15 points at the same one time ? I assume at least 3 if not 4 because I hear of players talking about 800-840 skill points.... Infact, 4 skills all maxed out means 60 extra points on a ring and 60 on a bracelet totalling 120+720 = 840 total points. Add to this points added by some clothing and... Sure, this jewellery with matching skills all maxed out must be very hard to find but my point is another........... ain't it unbalancing for the game and unfair for those who actually worked their skills all the way to 120 instead of stopping short and pumping them up with +skill points on jewellery and clothing?? Personally, I think that "real" skill levels, especially if 120, should give a bonus that "made up" skill levels with jewellery and clothing could not do. Players should be rewarded for their levelling work and not for the luck to have found a hard to come by item or for having millions to buy it. That's how I see it.