How do you calculate Hit Lower Defense? I've always assumed if you had M&D glasses with 30% HLD and say a weapon with 20% HLD than you were at the cap of 50% HLD. However recently I was told that my HLD would actually only be 36% using the following formula. M&D Glasses: 30% War Fork: 20% HLD 30% + (30% * 20%) = 36% HLD Can anybody verify this for me please? Thanks!