I'm just curious as to how the average player develops their templates? Do you train each toon to a particular level before you head out to adventure with them? Or do you just use the 'learn as you go' method? Or do you just Powergame them to completion before you start using them? Maybe a mixture of all 3? For the most part I tend to use the train as you go method. With the obvious exception being my mules. Seeing as I've played on and off since 2000, and only have one 100% complete template out of 13, I'd never get to adventuring if I waited until they were done to play with them. I only powergame skills when I really want to get them finished (such as lockpicking), or when using the skill at lower levels is more of a handicap than a help.