Then why did my stuff get looted? I'm really confused. I was in a dungeon working on calling forth Baracoon. I understand that isn't exactly a safe thing to do, I get that. I insured all my items before I went and made sure I had plenty of money in the bank. Auto reinsure was on. I got killed right as Baracoon made his appearance. I was then killed by the same person at the healer. So common sense told me just to leave and go. I went to Haven and got resureccted and NONE of my stuff was there except my spellbooks. My leggings of ember weren't even there or my quiver. they're BLESSED. I really am ticked off. I lost quite a bit of valuable items and they were all insured! Has anyone else had this problem?