I died the last week but was in the middle of casting Sacred Journey when I actually went to zero health. On my ghost was nothing. Absolutely empty ghost. I got rezzed and everything was on my body (well except for the bag of water pitchers the Demon took). I checked and all my armor was insured or blessed. I thought this was odd. Later I died to a room full of terathons (my son tends to get me killed a lot ) Everything that was insured or blessed went with my ghost. Again the other day I died while casting Sacred Journey (sometimes it is all you can do). Again I died while actually casting, and from the sound I thought I made it away. On my ghost was nothing. It was all on my body. This was all on the same character. I've went out and let myself get killed a lot, trying to recreate it, but can't get the recall at just the right time I guess to make it happen. (My poor paladin lost tons of fame by now, and the harpies all laugh at him.) Anyone else ever had this happen? When it was once I figured it was an odd glitch. But twice seemed too add.