My mage has some runic crafted leather gloves, which I have been using for months now without any problem. This week, the gloves suddenly dropped into the corpse when I died in three different PvM situations on different days! (Enough gold in the bank, item was definitely insured and still was insured when I grabbed it from my corpse.) The gloves were the only insured item that dropped. I uninsured and reinsured the item, and it still drops to my corpse every time I die! If a developer wants to investigate, don't hesitate to contact me.