I haven't played in years and decided to give UO a try again. I have a few char. that have -15 phy resist when naked. I have searched and all I can find is that I have Reactive armor, Reflect Magic, or Protect casted. Well I recasted the icon shows up on the bar I recast them again and the icons disapear. I still have -15 resist. I even tried dieing a few times. Can some one please help me before I delete the char and start over.