Maybe I shouldn't call it a "rip-off", more an irregularity: My account runs with credit card billing, and my billing covers 6 months. As I am European, the charges are EUR 68 for 6 months. I just discovered the Game Time Card billing method (which I never used before). Game Time Code cost $39 for 3 months, i.e. with the current exchange rate, EUR 52 for 6 months. So I pay EUR 32 per year more for having chosen credit card billing. FYI, that's $48 a year! How can that be? This is a serious miscalculation. Not only will I switch to Game Time Code immediately (and I recommend all Europeans to do the same, as they can be bought with credit card), I will also request a refund for the past 2 years. Am I the only one who has been wondering about that?