Today I was the unfortunate victim of both the insurance/bless and corpse bug at the same time. So everything dropped to my corpse and the corpse insta-decayed, as neither me, nor anyone with me could see it anymore, even tried recalling out and back over server line, logging out and in...nothing. Everything, even blessed items, runebooks and all insured items gone, my character was naked with nothing. Tried to get a GM, but of course got the usual canned "Your call is important to us, thank you for your patience!" and a "Sorry, can't replace items, kthxbye" Honestly, either fix the bugs or instate some sort of item tracking system like other MMOs have.