I recently returned to UO after 2.5 years . this is what happened . Before I left game I stored every thing in my characters bank boxes and after I returned everything that wasn't a resource was gone , my 12 soulstones jewelery, Armor and sadly of all my weapons, the only weapons and armor that survived were weapons and armor that were armed and worn on my characters. Luckily for me I left my main 2 character fully dressed and armed. I lost alot 30 mil+ bows though. I'm wondering if this happened because I stored the item in chests (which were gone) in my bank boxes, oh well. I was pleased to see Atlantic with alot more people than when I left 2+ years ago.